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Barclays Personal Accident Plan
How to make a claim
If you need to make a claim just give us a call (you'll find the number on your policy summary) and we'll send you a claim form with a freepost envelope to return it in. You should fill in the claimant's section and either your GP or your hospital consultant should complete the doctor's statement. If they charge any fee for completing your form, this needs to be paid by you. Once complete, just pop the form in the envelope and send it back to us.
If we need any further medical evidence we'll let you know who we've written to and we'll keep you regularly updated on the progress of your claim. We'll cover the cost of any additional reports we need.
Frequently Asked Questions
Please see policy document for full details
Is motorcycling covered?
Yes, our Personal Accident Plan does cover you if you're involved in an accident that causes broken bones, dislocations, serious burns, permanent injury or death while riding a motorbike. However, all benefits paid as a result of a motorbike accident are halved.
Are skiing accidents covered?
Is riding a Jet Ski covered?
Do my children have to live with me for me to cover for them under my policy?
Do children receive the same benefits as adults?
Children's benefits for permanent disabilities are 10% of those quoted for adults. Children are not covered for temporary disabilities.
Fatal accident cover for children is £5,000 for Gold cover and £7,500 for Platinum cover
Find out more
Download the policy
Still Have Questions?
We'll be happy to answer your questions or help you complete any paperwork
Call free on
0800 316 2825**
What isn't covered
No benefit will be paid for injury or loss:
- If it results in a diagnosis of fibromyalgia, myalgic encephalomyelitis [ME], chronic fatigue syndrome, post-traumatic stress disorder or any mental or nervous disorder
- If it results from sickness or disease
- If the accident occurs whilst you are driving a vehicle and your blood/urine alcohol level is above the legal limit stated in the laws of the country where the accident occurs
- If your injuries are intentionally self-inflicted
- If you commit or attempt to commit suicide
- For any fracture where osteoporosis or pathological fracture had been diagnosed and made known to you before the effective date
- If the accident occurs in a country where a state of war exists (declared or not) if the accident was the direct consequence of the war
- While you are flying unless; you are a fare-paying passenger
- If you are under the influence of one or more drugs (other than those prescribed by a registered medical practitioner – but not those used for the treatment of drug addiction)
- If you deliberately or recklessly expose yourself to danger
- While you are committing or attempting to commit a crime
Do the rates go up as I get older?
No, your rate doesn't increase because of your age.
To whom are the benefits of the plan paid?
All the benefits are paid to the insured person i.e. the person whose injury leads to the claim. If they are children, the benefits are paid to the policyholder. If the injured person dies, the benefits are paid to the insured person's legal representative or executor. Inheritance tax may be payable in the event of a claim being paid.
When does my cover begin?
Once processed, your cover will be effective immediately.
Is Personal Accident cover the same as Life Insurance?
No. The Personal Accident Plan covers you for accidents resulting in serious injuries or death.
Is the Personal Accident cover an income replacement policy?
No. The Personal Accident Plan provides a lump sum cash benefit if you are involved in an accident resulting in serious injuries or accidental death.